OneAmerica® Care Solutions

Asset-Based LTC Benefits

Asset-based insurance products with long-term care benefits provide consumers with options for expenses if needed – and provide value if not.

Asset-Based Long-Term Care Solutions

Long-Term Care Costs

How Much Will It Cost?

Discover how much long term care costs will be where you live. Plan for your long-term care today.

How Much Does Long-Term Care Cost?

Long-Term Care Tools

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Log in today for tools to help your clients plan for long-term care with products that provide tax-advantages and value even if care is never needed.

Asset-Based LTC Webinars

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Want to learn more about Asset-Based Long-Term Care Solutions from State Life Insurance Company? Log in today and register for an online Webinar.

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Asset-Based LTC Solutions

Protecting Assets & Legacy

The Care Solutions portfolio of products can help provide security from long-term care and a legacy they can share with their loved ones.

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Asset-Based LTC Leadership

Over 20 Years Of Innovation

Over 20 years of innovation, leadership, and focus in protecting assets and securing long-term care needs for your clients.

Learn About Our Financial Strength

Producer Conference

Join Us In Aruba

Learn how you can earn an invitation to the 2015 State Life producer conference in Aruba.

Asset-Based LTC Webinars

Sign Up Today

Want to learn more about Asset-Based Long-Term Care Solutions from State Life Insurance Company? Register today for an online Webinar.

Sign Up For A Webinar Today

Which Plan is Right for Your Client?

Find the right plan for your client.

Protect your client’s assets and plan for long-term care.

Long-Term Care Survey

How Expensive Is Long-Term Care In Your State?

Use our Long-Term Care Calculator

Find the cost of Long-Term Care for your client today.

Long-Term Care Calculator

Join us at the 2015 OneAmerica Independent Leaders Conference

Aruba – June 25-29, 2015

Learn how you can earn an invitation to the 2015 producer conference today and join us in Aruba.

Join us in Aruba

Read the Latest Care Solutions News

Latest News

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    OneAmerica® Care Solutions

    Our portfolio of products offer Long-Term Care Solutions: Providing tax-advantages and value even if care is never needed.

    Asset-Based LTC Portfolio

    Long-Term Care Tools

    Log in today for tools to help your clients plan for long-term care with videos, a long-term care calculator, a long-term care evaluator, and more.

    Learn about our resources

    Asset-Based LTC Webinars

    Want to learn more about Long-Term Care Solutions from State Life Insurance Company? Log in today and register for a online Webinar.

    Sign up for a Webinar

    Long-Term Care Facts

    70 percent over age 65 will require some type of long-term care services during their lifetime.

    Learn more LTC Statistics

    OneAmerica® Care Solutions

    Our portfolio of products offer Long-Term Care Solutions: Providing tax-advantages and value even if care is never needed.

    Asset-Based LTC Portfolio

    Long-Term Care Tools

    Find tools to help your clients plan for long-term care with videos, a long-term care calculator, a long-term care evaluator, and more.

    Learn about our resources

    Asset-Based LTC Webinars

    Want to learn more about Long-Term Care Solutions from State Life Insurance Company? Register today for a online Webinar.

    Sign up for a Webinar

    Long-Term Care Facts

    70 percent over age 65 will require some type of long-term care services during their lifetime.

    Learn more LTC Statistics

    The Care Solutions Portfolio: Long-Term Care Solutions for Your Clients.

    The Care Solutions portfolio is a suite of asset-based insurance products with long-term care benefits, providing consumers with options to help them plan in case of long-term care expenses – and provide value if not. By using the time-tested concepts of life insurance and annuities as their foundation, the Care Solutions can provide value for some of retirement’s most challenging hurdles: living a long life, LTC costs, asset accumulation, and wealth transfer.

    Asset-Care® uses the solid foundation of whole life insurance to provide guaranteed protection and cash value accumulation.

    Annuity Care® and Annuity Care II can be a secure place to grow your client’s funds and help protect against the cost of unexpected long-term care expenses.

    Legacy Care® can provide value, regardless of your client’s age or health.

    ImmediateCare® can help decrease financial and emotional stress, and may be a solution for individuals who need help now.

    Top 10 Reasons to talk to your clients about Asset-Care®

    1. Whole life insurance chassis
    2. Patented joint life option (available for single lives as well)
    3. Available through issue age 80
    4. Guaranteed cash value growth
    5. Guaranteed death benefit
    6. Full death benefit can be utilized for qualifying LTC expenses
    7. Multiple acceleration options for LTC
    8. Annual pay options with guaranteed premium
    9. Optional continuation of benefits options
    10. Lifetime coverage available with guaranteed premium

    OneAmerica® Care Solutions portfolio of products offer Long-Term Care Solutions: Providing tax-advantages and value even if care is never needed.

    About State Life

    The State Life Insurance Company, a OneAmerica® company, is focused on providing asset-based long-term care solutions. State Life is a recognized leader in providing these solutions, which utilize life insurance, fixed interest deferred annuities and immediate annuities. The company’s extensive Care Solutions portfolio of products helps consumers build a secure future by creating, leveraging and protecting their assets.

    Products and Services

    OneAmerica® Care Solutions Portfolio includes Asset-Care® (life insurance with LTC benefits), Annuity Care® (annuity with LTC benefits), ImmediateCare® (immediate annuity for individuals currently receiving long-term care) and Legacy Care® (senior-focused deferred annuity). Learn more about our products.

    Financial Strength

    State Life has a long history of financial strength, helping the company keep its promise to clients to provide security and peace of mind. State Life’s strength is evident in some of the highest ratings assigned by respected independent industry analysts. See our for complete financial highlights.

    This site was designed for licensed insurance producers use. Please read our Legal Disclaimer. This site is not intended for the individual consumer. If you are not a licensed insurance producer, contact us or talk to your financial services professional.