Long-Term Care Solutions from State Life Insurance Company
Long-term care solutions.
The Care Solutions portfolio of products can help your clients whether they need long-term care services or not, providing security and a legacy they can share with their loved ones.
Over 20 years of innovation, leadership, and focus…
The Care Solutions portfolio of products can help your clients whether they need long-term care services or not, providing security and a legacy they can share with their loved ones.
Hover over some key dates in Care Solutions history:
Are you ready to start working with the people creating and defining the asset-based long-term care market?
Annuity Care is a single premium deferred annuity with LTC benefits. It is eligible for the tax advantages of the Pension Protection Act and offers benefit periods up to lifetime.
Annuity Care II is a single premium deferred annuity with LTC benefits and a built-in continuation of benefits for extended care needs. It is eligible for the tax advantages of the Pension Protection Act.
Asset-Care® is designed to help your clients protect their assets by using the security of life insurance to provide long-term care benefits.
ImmediateCare is a medically underwritten single-premium immediate annuity that helps fund long-term care with monthly payments for life.
With Legacy Care, your clients' single premium accumulates interest tax deferred so they can enjoy interest earned on their interest and single premium. No state or federal taxes are owed until they withdraw the interest.
The Care Solutions Portfolio: Long-Term Care Solutions for Your Clients
The Care Solutions portfolio is a suite of asset-based insurance products with long-term care benefits, providing consumers with options to help them plan in case of long-term care expenses – and provide value if not. By using the time-tested concepts of life insurance and annuities as their foundation, the Care Solutions can provide value for some of retirement's most challenging hurdles: living a long life, LTC costs, asset accumulation, and wealth transfer.
Asset-Care® uses the solid foundation of whole life insurance to provide guaranteed protection and cash value accumulation.
Annuity Care® and Annuity Care II can be a secure place to grow your client's funds and help protect against the cost of unexpected long-term care expenses.
Legacy Care® can provide value, regardless of your client'sage or health.
ImmediateCare® can help decrease financial and emotional stress, and may be a solution for individuals who need help now.
- Whole life insurance chassis
- Patented joint life option (available for single lives as well)
- Available through issue age 80
- Guaranteed cash value growth
- Guaranteed death benefit
- Full death benefit can be utilized for qualifying LTC expenses
- Multiple acceleration options for LTC
- Annual pay options with guaranteed premium
- Optional continuation of benefits options
- Lifetime coverage available with guaranteed premium
Welcome
For over 20 years, our Care Solutions portfolio has been built on providing asset-based options for clients that want to address their long-term care concerns.
Whether utilizing the solid structure of whole life insurance, fixed interest deferred or immediate annuities, clients will receive what they are looking for: guarantees. We even offer lifetime benefits with guaranteed, never-to-increase premiums.
With an expanding wholesaling team, we are able to be your 'asset-based expert' for point-of-sale assistance, client seminars and marketing support. No matter what your obstacles, we are here to help you succeed.
Our portfolio today includes Asset-Care, Annuity Care, Annuity Care II, Legacy Care and ImmediateCare. Explore the features of each product on the individual product pages. If you have questions or want more information, call 1-800-275-5101.
Annuity Care is a single premium deferred annuity with LTC benefits. It is eligible for the tax advantages of the Pension Protection Act and offers benefit periods up to lifetime.
Annuity Care II is a single premium deferred annuity with LTC benefits and a built-in continuation of benefits for extended care needs. It is eligible for the tax advantages of the Pension Protection Act.
Asset-Care® is designed to help your clients protect their assets by using the security of life insurance to provide long-term care benefits.
ImmediateCare is a medically underwritten single-premium immediate annuity that helps fund long-term care with monthly payments for life.
With Legacy Care, your clients' single premium accumulates interest tax deferred so they can enjoy interest earned on their interest and single premium. No state or federal taxes are owed until they withdraw the interest.
State Life’s Care Solutions portfolio of products offer Long-Term Care Solutions: Providing tax-advantages and value even if care is never needed.
Annuity Care is a single premium deferred annuity with LTC benefits. It is eligible for the tax advantages of the Pension Protection Act and offers benefit periods up to lifetime.
Annuity Care II is a single premium deferred annuity with LTC benefits and a built-in continuation of benefits for extended care needs. It is eligible for the tax advantages of the Pension Protection Act.
Asset-Care® is designed to help your clients protect their assets by using the security of life insurance to provide long-term care benefits.
ImmediateCare is a medically underwritten single-premium immediate annuity that helps fund long-term care with monthly payments for life.
With Legacy Care, your clients' single premium accumulates interest tax deferred so they can enjoy interest earned on their interest and single premium. No state or federal taxes are owed until they withdraw the interest.
About State Life
The State Life Insurance Company, a OneAmerica® company, is focused on providing asset-based long-term care solutions. State Life is a recognized leader in providing these solutions, which utilize life insurance, fixed interest deferred annuities and immediate annuities. The company’s extensive Care Solutions portfolio of products helps consumers build a secure future by creating, leveraging and protecting their assets.
Products and Services
State Life’s Care Solutions Portfolio includes Asset-Care® (life insurance with LTC benefits), Annuity Care® (annuity with LTC benefits), ImmediateCare® (immediate annuity for individuals currently receiving long-term care) and Legacy Care® (senior-focused deferred annuity). Learn more about our products.
Financial Strength
State Life has a long history of financial strength, helping the company keep its promise to clients to provide security and peace of mind. State Life’s strength is evident in some of the highest ratings assigned by respected independent industry analysts. See our for complete financial highlights.
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